Finding quality employees is half the challenge. Keeping them – and keeping them well motivated – is the other half, especially in today's tight labor market. One way to do that is to provide competitive benefits. I know, when many small business owners hear the words "employee benefits," they immediately think, "one more expense I can't afford!" If this sounds like you, you might want to think again. Two reasons:
- Carefully selected benefits can help reduce costly employee turnover, boost morale and, in turn, help assure your company's stability and productivity.
- Benefits need not cost you an arm and a leg. For example, a voluntary payroll deduction program lets workers – including you as an owner-employee – acquire valuable benefits at virtually no cost to you.
Benefits Plus provides a full range of employer benefits and services.
Group Major Medical Plans
Covers most health, hospital, and major medical expenses.
Group Disability Plans
Basic salary replacement for many long and short-term disabilities. We also offer competitive rates on your state required disability.
Group Life Plans
Provides individual employees with life insurance protection.
Group Dental/Vision Plans
Covers dental and vision care expenses.
Flexible Spending Accounts
Why not make any eligible out of pocket costs pre-tax? This could means a tax savings to you and your employees! Please consult with you tax advisor for tax advice.
Voluntary Coverage*
Additional enhancements to your employee benefits program that can be 100% employee paid. Products include Whole Life and Universal Life Insurance, Dental, Vision, Long Term Care Insurance, Cancer Protection, Short Term Disability and more. There may be a cost to set up payroll deductions.
Retirement Plans
All types of products to fund 401(k), Profit Sharing, Defined Contribution, Defined Benefit, and other qualified and non-qualified plans.