Financial Planning Process*

Professionally-formulated custom financial plans, through an extensive process of integrated cash flow planning, is provided. This process allows us to closely examine and objectively model within the framework of a client’s financial goals. The cornerstone of this process “looks beneath the surface” affording a “window” to recognize the significance of applying innovative financial strategies relative to taxes, cash flow, retirement, wealth management, estate and insurance planning before implementation. This process, therefore, begins and ultimately ends with cash flow as we take into account all lifestyle expenses, all sources of income, taxes, wealth accumulation strategies, the effects of inflation and other variables in the development of a custom financial plan. The focus is on crystallizing your objectives and acting as the advisor to help successful implementation.

*Joseph R. Brida, Mark G. Heinemann, and Paul LaCava, Financial Advisers offering investment advisory services through Eagle Strategies LLC.

01. Fee-Based Engagement

Review your individual situation and personal objectives. Every family’s financial situation is unique. That’s why it’s so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we may take some time to discuss your hopes, dreams and objectives — the things that really matter to you.

02. Data Gathering

Analyze and review your needs. As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don't attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic, which need to be adjusted and scaled down, and which simply must be abandoned.

03. Custom Plan Design

Develop and implement a strategy to help you achieve your goals. Based on our conversation and analysis, we can recommend some insurance and financial products that can help you achieve your financial goals.

04. Plan Presentation

Coordinate your financial activities. If you would like, we can also coordinate your insurance and financial activities for you with the other members of your team of financial, tax and legal advisors.

05. Implement Plan

Monitor progress; provide ongoing service as your needs and situation change over time. Planning is not a one-shot deal. Strategies need to be adjusted periodically as your life changes. We will work with you over the years to help keep your program on track with your changing needs.

06. Semi-Annual & Annual Reviews

Tax Assets